So you want to buy a home. The first instinct is to search the internet for the local homes for sale in the area you want to live. But after you’ve spotted that perfect home, the next few steps can get a little tricky– so tricky, in fact, you might miss your chance at that dream home you found online. Having a real estate agent by your side can make the process much more manageable, and when you work with the KG Home Team we have your best interests in mind. Here are the KG Team’s best tips for buyers for when the task seems a bit daunting.
Getting your Finances in Order
First things first, you’ll want to take a look at large lingering debts and pay off as much as you can. Your debt to loan value has to be within a certain percentage before moving forward. You’ll also want to get pre-approved so that you know how much you can get a mortgage for. That way, you won’t waste your time looking at houses you might not be able to afford. Getting your finances in order makes the whole process much more stress free, so as you get started with each cost that might come up you won’t be stressing to do the math.
Consult with an Agent
The KG Home Team does consultations with our prospective buyer clients. Here, you can sit down face to face with one of our agents and discuss all of your wants and needs for your new home from location, price range, size, schools, commute, etc. Sometimes, the agent will think of things you might not have considered when deciding your home choice parameters such as the state of the market or how the neighborhood is doing in sales and listings. Consider things like the type of environment you want to live in: urban? suburban? Is walkability important to you or are you fine with driving more? What schools do you want your kids to move up to as they grow up? With the KG Home Team, you can rest assured all of your questions and more will be considered as we help you find your home.
View Homes with your Agent
You’ll want to be sure to sign a buyer agency agreement with your real estate agent, that way the agent has been hired to work for you. If you work with an agent that you haven’t hired, they may be representing the interests of an outside seller. You want an agent like one of our own KG Team members who will work hard for you to get the best price possible. It’s super important to view the homes you are interested in with your agent. They’ll know to look for certain things you wouldn’t normally see, and they’ll give an unbiased opinion considering all of the things you want. An agent can also narrow down a list of homes that meet all of your criteria for you, so you aren’t wasting your time looking at homes that have everything but.
Consider the Market
Finally, you’ll want an agent who is in tune with the market and the area you are looking at. On the KG Home team our agents have 20+ years of experiences working and living in the Montgomery County area. You’ll know you are getting a great deal when your agent knows the specifics of the area. If you are even considering buying, you can always contact our team just for tips on how the market will effect your home buying experience.
Buying a home can be a fun and exciting experience as you venture into a new phase of life, it can also be very stressful on the other hand. Consider our tips, and give us a call if you are thinking of buying a home. We would be happy to help. With the KG Home Team you can relax…we’ve got this.